How much Thai baht does housing insurance cost per year
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In Thailand, the cost of home insurance varies depending on the type of property, insurance coverage, and insurance company. According to the search results, the following is some information about home insurance premiums:
Scope of insurance premiums
Ordinary housing insurance: The insurance premium is usually 0.1% to 0.2% of the value of the house. For example, if the value of the house is 1 million Thai baht, the first year’s insurance premium may be between 1000 and 2000 Thai baht.
Earthquake insurance: As an additional type of insurance, the annual fee rate for earthquake insurance is 0.2 ‰. If the value of the house is 1 million Thai baht, the cost of additional earthquake insurance is about 200 Thai baht.
Specific calculation example
House value: Assuming the house value is 1 million Thai baht.
Ordinary housing insurance premium: 1 million Thai baht x 0.1%=1000 Thai baht.
Additional earthquake insurance fee: 1 million Thai baht x 0.2 ‰=200 Thai baht.
Total insurance cost: 1000 Thai baht+200 Thai baht=1200 Thai baht.
Insurance coverage
Basic insurance: usually covers property damage caused by natural disasters and accidents such as fire, explosion, lightning strikes, etc.
Additional insurance types: such as earthquake insurance, theft insurance, etc., can be selected as needed.
Suggestion
Consulting insurance companies: It is recommended to consult local insurance companies or insurance brokers for detailed insurance plans and quotes.
Assessment of Needs: Choose appropriate insurance coverage and amount based on the specific situation and needs of the property.
Please note that the above information is for reference only, and actual insurance premiums may vary due to market fluctuations, insurance company policies, and specific circumstances of the property.
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